by Mark Jones

If you have read any of my past blog posts, you have seen me write about taking advantage of a provision in the new Affordable Care Act passed last year. Ministries who qualify have until May 15 to apply to claim the credit of up to 25% of health care premiums paid for your employees. While there is always the “small print” that you need to read and understand, I really want to encourage all our readers to take advantage of this credit.

I also recently found a good video with attorney Richard Hammar that provides an overview of this credit. In addition, Richard will be joining Dan Busby and ECFA to present a webinar covering key health reform issues on May 4.

While it is always good for us to be a little skeptical when we see “free“ or “money back”, in this case, I really encourage you to take the time to see if this credit is something your ministry may qualify for. It may end up being well worth your time.

See the IRS for the applicable forms and information to claim this credit.

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  1. Mark,
    Thank you for the article, I was not aware of the tax credit. You’ve inspired me to do a chunk of research.

    I have a question you may have the answer to. When they talk about FTE’s, are those the total number of FTE’s – or only those enrolled in the health care program?

    Our situation is I have 25.5 FTE’s, but 11 of those aren’t enrolled with our health care coverage – they’re getting it elsewhere, most likely on a spouses plan.

    Is our organization eligible for the credit after adjusting the FTE’s?

  2. Mark Jones @ 2011-04-28 17:17

    It is the total number of FTE’s for your organization. It doesn’t matter if they are enrolled or covered by your health care insurance. Remember, however, there are special provisions for “pastors” and they are not counted towards the total of FTE’s. If you view the video from Richard Hammer, he addresses that component.

    If you are over 25 FTE, then you would not qualify.

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