If you’re like me, last week’s bank card breach involving Global Payments prompted a question: “Was my card affected?” While the odds of the answer being “yes” are small—just a fraction of the billion or so cards in use in North America were affected by the breach—the thought of nearly 1.5 million cards being compromised is still alarming.
We received an alert from the Credit Union National Association (CUNA) this week that says, in the wake of this card breach, you’re wise to be vigilant about card security. Quoting from the alert:
In the wake of the card breach, the next several days or weeks are critical for credit union members to be on the alert for any suspicious emails, text messages or phone calls requesting personal or financial information, especially card data. The card information that may be requested includes, cardholder billing address, 3 digit CVV2/CVC2 code found on the back of the card, or enrollment criteria/passwords for Verified by Visa or MasterCard SecureCode. This card information was not part of the recent Global Payments breach. Criminals may ask members for this information to add to the other card data they may have obtained from the breach to perform card present (key entered) or card-not-present (mail/telephone/internet) non-magnetic stripe transactions.
Given this cautionary note, here’s a reminder: NEVER respond to emails, text messages, or phone calls requesting this type of information. If you receive a suspicious request, contact ECCU immediately at 800.634.3228. And be sure to monitor your financial accounts closely, and report any discrepancies.