ECCU Blog

by Mark Jones

Online banking has become my primary means of managing funds and account information for all my corporate and personal accounts. It has become such a normal way of banking that I can’t imagine managing our accounts without it.

The more I use online banking, though, the more aware I become of the need to keep it a safe, secure, and effective. To that end, here is a list of online banking guidelines and tips:

  • Use a dedicated computer for online access, one that you don’t use for other Internet-related functions.
  • When you travel, don’t use public Wi-Fi for online banking. Use things like VPN or air cards instead.
  • Have dedicated IDs and passwords that you only use for online banking.
  • Don’t share or write down your IDs and passwords.
  • Use strong passwords and change them regularly.
  • Don’t use the administrative sign-on for everyday use.
  • Avoid using automatic login features that save your user ID and password information.
  • Require dual approvals and administrators.
  • Determine who needs access to your accounts and tightly control entitlements. Delete users when they leave your organization.
  • Utilize email or text alerts to notify you of specific account activity (e.g., incoming wires, balance notifications, etc.).
  • Never leave your computer unattended while logged in to online banking.
  • Verify the use of a secure session (https://) when logged in to online banking.
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