by Mark Jones

Today marks the rollout of a brand new bill. Not new legislation, but something of more immediate value to any of us who hold one in our hand. I’m talking about the redesigned $100 U.S. note.

This note contains a number of new security features, including a 3-D security ribbon, security thread, a bell in the inkwell, a watermark, and color-shifting Ink.

According to the Federal Reserve Bank, $100 bills account for 77% of the U.S. currency in circulation. The bill is popular on the black market because it can be easily used to launder money. Additionally, these bills are hoarded by people in developing countries where local currencies are not as strong as the U.S. dollar. By some estimates, 25–30 percent of U.S. currency is held outside the United States.

Knowing that a high percentage of these notes are used and kept overseas, the U.S. government has gone to great lengths to educate the international community about the new $100 bill. I rarely have $100 in my pocket. By contrast, many missionaries, international ministries, and their workers often carry and use $100 bills. Doing so is an important means of conducting commerce. So they need to become familiar with the new bill and its features.

In the banking world, we always say the best way to identify a forgery or counterfeit is to study and know the real thing. Check out the new currency so you can recognize the real thing. Visit

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